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Ozarac360 Solutions
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Our Mission

To provide solutions to meet all of your insurance needs. We take the confusion out of Medicare and ACA enrollments. We offer fixed and index annuities, life & mortgage insurance and additional auxiliary products.

 

Schedule an appointment today!

Our Expert Team

Black and white studio portrait of an older Black woman smiling. Her friendly expression and hoop earrings convey warmth.
Studio photography of a mature woman posing in a dark blazer. She looks directly at the camera with a serious expression against a stark white background.
Carmen Carazo

Senior Healthcare and annuities Advisor

Elena Vance

Medicare Specialist

Robert Chen

Carmen Carazo, Co-Founder of Ozarac360 Solutions


U.S. Army Veteran | Financial Professional | Licensed Health & Medicare Advisor

For more than two decades.


At Ozarac360 Solutions, I provide comprehensive, education‑based guidance across a full spectrum of products, including:

  • Health Insurance

  • Life Insurance

  • Medicare Plans & Support

  • Annuities & Retirement Income Solutions

  • Ancillary Products (Dental, Vision, Hospital Indemnity, Critical Illness, and more)


My mission is simple: to empower you with knowledge, options, and confidence. Whether you’re planning for retirement, navigating Medicare, or protecting your family’s financial legacy, I’m here to make the process clear, supportive, and tailored to your unique needs.

At Ozarac360 Solutions, you’re never just choosing a policy — you’re choosing a partner committed to your well‑being.
 

Elena specializes in navigating the intricacies of state-specific Medicare programs, ensuring clients receive the maximum benefits available.

Annuity Strategist

Robert provides expert financial planning for healthcare and annuities, helping clients secure long-term stability and security in retirement.

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